Most people I know spend a lot of money. In fact, they spend more than they make, charging purchases on their credit cards like they had less than a week to live. Making matters worse, they don’t save money. So, they have nothing from which to draw in the event of an emergency. That amazes me.
I’m a planner. Always have been. I can’t stand going out to dinner without having a reservation. And I haven’t gone to a grocery store without a list in several years. I’m the same way when it comes to money. If you’re not saving and budgeting your money carefully, you’re vulnerable to life’s curve balls. Here’s how you can use the Envelope Plan to manage the rocky financial terrain…
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