Bandit's Snippets:
Bandit's Rate Tracker
Dollar Savings Direct - 4.00%
GMAC Bank - 3.75%
FNBO Direct - 3.25%
Emigrant Direct - 3.00%
HSBC Direct - 3.00%
ING Direct - 2.75%
WAMU Online - 2.50%
Everyone makes stupid mistakes with their money. I’ve done it more times than I’d like to admit. You’ve probably made a couple of mistakes yourself. They rarely make sense. And even if they’re justified, they’re still hard to swallow. Today, I’m going to highlight 5 stupid money mistakes. I’m guilty of a couple of them, but you’ll have to guess which ones.
{ 0 comments }
You’ve heard the term, “keeping up with the Joneses.” It addresses the obsession of looking at your neighbor, turning green with envy and doing everything in your power to have what they have. That might mean a new car, a luxurious vacation, or an addition to your home. Even though the phrase gets a grin and chuckle from folks, don’t dismiss it. Millions of people are driven to either match or exceed their neighbors’ outward appearance of affluence. And the impact on their personal finances can be severe.
{ 0 comments }
Many people signup for a checking and savings account with one bank and never even consider the idea of opening an account with another bank. Those that are daring will possibly open an online savings account in addition to their traditional account. So, why do many people choose to have only one bank account? My belief is that people were like me and assumed that only those with LOTS of money need multiple bank accounts. Disagree? Continue reading and you will understand why you should have multiple bank accounts.
{ 0 comments }
Either you manage your money or your money manages you. While most people can survive without a formal budget for awhile, it doesn’t last forever. Lack of planning has a way of creating financial problems. Have you ever heard someone say, “Geez, I thought I had more money than that!” Chances are, that person is floating along without a map. They don’t budget their money.
I live and breathe by my monthly budget. If I stray off the plan, I drag myself back on track. I’ll explain the benefits in a moment. If you’ve never created a formal budget, we’re going to fix that today. Here’s the Quickie Guide to budgeting your money…
{ 0 comments }
